What is Decamel?
Decamel platform, operated by PCOMPANY, OU, is a multi-product crowdfunding platform which offers the following investment opportunities: (i) invoice financing and asset-backed business loans, (ii) property development loans, real-estate bridge loans, real-estate backed loans, and (iii) investments into company equity and start-up funding.
What laws regulate actions and operations of Decamel?
Operations of the Platform are regulated by general commercial legislative acts of the Republic of Estonia as well as the European Union.
What makes Decamel different from other platforms?
Decamel is the rare platform in the Baltics which offers multiple products. Our team has extensive experience in investment and credit portfolio management working hands-on with projects in the real sector, vast experience in allocation of financing, debt portfolio management, debt collection and crisis management. We stand to present our investors financial transparency, sustainability and long-term value approach in building investor portfolios.
Decamel team has extensive experience in investment and credit portfolio management working hands-on with projects in the real sector, which enabled deep understanding of processes within the lending and investment business, such as allocation of financing, debt portfolio management, debt collection, portfolio restructuring and crisis management. The team has high appreciation for finance and utility of corporate governance, as well as had M&A experience, created investment companies and managed investment projects.
Our competence is a combination of both lending and hands-on project management services. We possess the essential capability to take charge and manage projects if they go unplanned in order to bring positive result in case the market and management activities allow to do so.
Which regulations are applied?
The Platform is or will be regulated in every country where it operates and given that such applicable regulation exists. The Platform prepares to apply for the European Crowdfunding Regulation once the applications become possible by the regulators.
When was Decamel founded?
The Platform operating company was created in November 2021. The Platform was initially launched in December 2022.